Promote Black
What We Do
We Do Better Than Anyone
We provide information and game planning for learning about the power of credit as well as the best practices to ensure you stay a credit worthy person.
So choose the service that best fits your situation, whether thats a personalized 45 minutes strategy session, a course that allows you to learn at your own pace, or a quick start guide to help you get your feet wet, we have what you are looking for.
Jumpstart Online Course
Learn credit A-Z and get funding for your business.
Credit Consultation
Looking for a specialized assessment?
Credit 101 Guide
Learn the basics of credit for free with a quick start guide!
WHAT WE DO?
How Much Is Bad Credit Costing You?
New Paragraph

$12,527 More For Person B
than person A for the same car at the same price! This is the same case for credit cards, mortgage, and much more. Learning how to improve your credit will make not only lenders happy, but your wallet as well.

Adrienne Adams
Founder of Promote Black Enterprise
Adrienne, a Detroit native, is a recent grad of Howard University. Adrienne graduated at the top of her class with a degree in finance. During her time in college, Adrienne was a mentor in an organization called Social Impact 360, a social entrepreneurship organization. Here, she helped a multitude of aspiring entrepreneurs put their vision into actionable business plans. Although many entrepreneurs had talent, she realized that it was those with start up capital that really thrived. So she wondered, how she can get capital for those with great plans, the solution... credit.
"Financial literacy is of most importance. Without it we will not be able to pass our wealth from generation to generation. If you want to truly create a better tomorrow, it begins with credit today." says Adrienne in an interview on the importance of financial planning.
$500k+
Assets Aquired In Last 12 Months
5
Locations
Top Of Class
Graduated
5+ Years
Experience
Components of A Credit Score
35% - Payment History
This is the percentage of on-time payments vs. your delinquencies. More weight is placed on the most recent 24 months.
15% - Length Of Credit
This shows how long you have had your various accounts.
30% - Capacity + Amount Owed
Also know as "utilization" this shows the percentage of your credit is that is available.
10% - New Credit
Also know as "Inquiries" this is the number of times your credit was pulled to check credit worthiness.