Promote Black

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What We Do

We Do Better Than Anyone


We provide information and game planning for learning about the power of credit as well as the best practices to ensure you stay a credit worthy person.


So choose the service that best fits your situation, whether thats a personalized 45 minutes strategy session, a course that allows you to learn at your own pace, or a quick start guide to help you get your feet wet, we have what you are looking for.

WHAT WE DO?

How Much Is Bad Credit Costing You?

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Credit Score: 735

Interest Rate: 1.99%

Payment: $480/mo

Total Interest Paid: $1,697

Total Payments: $31,697

Credit Score: 599

Interest Rate: 14.99%

Payment: $670/mo

Total Interest Paid: $14,224

Total Payments: $44,224


$12,527 More For Person B


than person A for the same car at the same price! This is the same case for credit cards, mortgage, and much more. Learning how to improve your credit will make not only lenders happy, but your wallet as well.

Adrienne Adams

Founder of Promote Black Enterprise

Adrienne, a Detroit native, is a recent grad of Howard University. Adrienne graduated at the top of her class with a degree in finance. During her time in college, Adrienne was a mentor in an organization called Social Impact 360, a social entrepreneurship organization. Here, she helped a multitude of aspiring entrepreneurs put their vision into actionable business plans. Although many entrepreneurs had talent, she realized that it was those with start up capital that really thrived. So she wondered, how she can get capital for those with great plans, the solution... credit.


"Financial literacy is of most importance. Without it we will not be able to pass our wealth from generation to generation. If you want to truly create a better tomorrow, it begins with credit today." says Adrienne in an interview on the importance of financial planning.

 



$500k+

Assets Aquired In Last 12 Months

5

Locations

Top Of Class

Graduated

5+ Years

Experience

Components of A Credit Score


35% - Payment History

This is the percentage of on-time payments vs. your delinquencies. More weight is placed on the most recent 24 months.

15% - Length Of Credit

This shows how long you have had your various accounts.

10% - Types Of Credit Used

This shows the diversification of your accounts or how many types of credit you have.

30% - Capacity + Amount Owed

Also know as "utilization" this shows the percentage of your credit is that is available.

10% - New Credit

Also know as "Inquiries" this is the number of times your credit was pulled to check credit worthiness.

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